Open enrollment for Affordable Care Act (ACA) Marketplace plans is now open! If you buy health insurance through Washington Healthplanfinder, here’s what you need to know:
- Enroll by December 15, 2025 → Coverage starts January 1, 2026
- Enroll between December 16, 2025 – January 15, 2026 → Coverage starts February 1, 2026
What’s Changing with Insurance Premiums in 2026?
Due to federal policy changes, some ACA Marketplace plans may cost more in 2026—even if it’s the same plan you had last year. But don’t worry: there are still affordable options!
This year, it’s especially important to review all your health and dental plan choices. Washington Healthplanfinder’s Smart Planfinder tool can help you compare plans and find the best value for your budget and health needs—even if that means switching plans.
Need Help? CHAS Health Has You Covered
Our Patient Resource Coordinators (PRCs) are certified navigators for Washington Healthplanfinder. They’re here to help you:
- Update your application
- Renew your coverage
- Shop for 2026 health and dental plans
You can meet with a PRC in person at any CHAS Health clinic or over the phone. Call 509.444.8200 or schedule online to get started. Interpretive services are available.
Supporting You Through Policy Changes
CHAS Health is committed to helping our community navigate changes to federal health insurance policies. Our enrollment team stays up to date through training from state agencies and partners, so they’re ready to guide you through:
- The loss of enhanced premium tax credits (which may increase premiums for some)
- Upcoming changes to Medicaid (Apple Health) eligibility in 2027 and beyond
Whether you are eligible for Medicaid, ACA Marketplace coverage, Medicare, private insurance, or are uninsured, CHAS Health is committed to your care. We serve all patients, regardless of insurance status.
We Care for Everyone
CHAS Health serves all patients—regardless of insurance status. Our Sliding Fee Discount Program is available to all CHAS Health patients and can help reduce the cost of services based on household size and income.
